Conventional Home Mortgage Loan Refinance & Purchase

Our philosophy is simple, to get your mortgage files submitted and funded fast. We always keep our clients in the loop. No delays or excuses. Lets work together

Call Now (949) 903-0555

Conventional Mortgage Loans

  • Loan amount is  $417,000 and under.
  • FICO scores good to excellent, 680 and above.
  • Loan is based on 80% or under of the home value and assets.
  • The home Value is determined by the estimated value of the home

If your rate drops .25% or below after 60 days of financing, we will refinance at no cost.

Agency Jumbo Mortgage Loans

  • Loan amount is $417,100 and above
  • FICO scores good to excellent, 680 and above.
  • Loan is based on 80% or under of the home value and assets.
  • The home Value is determined by the estimated value of the home
  • Consistent employment for 2 years.
  • No 30 days late on current mortgage.
  • No foreclosures in the last 2 years
  • No bankruptcy in the last 7 years
Owner-occupied/ second home and investment property will qualify you for whatever the prevailing rates are for 30 year/ 20 year/ 15 or Adjustable 5/7/10 year Arms. The pricing is extremely competitive for low cost or no cost loans.
Call Now (949) 903-0555